Growing up in an apartment, I always fantasized about having a backyard. When my friend bought a house last year, which I and my besties rent), I finally got to experience what it feels to have a basement to store all my million shoes, a backyard to plant my dream garden, and my own washer and dryer (feels so good to say this).
With the house, it comes luxury, the luxury of having a 2 door refrigerator that you always wanted, the couch and the matching rug that you have searched for million times.
With expensive things, there is also a responsibility to protect them. Yes, you have the home insurance but it won’t cover your belongings if there be a theft or fire, renter’s insurance will.
I learned about Erie renters insurance when my friend bought the house, we were researching about all the safety measures we should be taking to protect our assets like the alarm system, renters insurance, home insurance, etc.
What is Renters Insurance?
Renters Insurance covers your belongings from theft and damage. It provides liability coverage if someone is injured on your property. It is just like home insurance, but for renters/owners.
When Erie Insurance approached me to talk about the benefits of Renters Insurance. I was pleased because I have seen it first hand on how it helped me as a renter.
On the very first day of our move into the house. The bathroom sink was clogged and water accidentally went into the vent which was on the floor (bad design, I know!) and caused a leak in the ceiling of the first floor.
This was a huge repair which delayed our move for 2 weeks and we had to stay elsewhere. Despite all the tensions, we were relaxed because we had Erie renters insurance that covered our stay and home insurance that covered the repairs.
What all Erie Renters Insurance Cover
Theft
Erie Renter’s insurance not only covers your personal belongings stolen in your property but also anywhere in the world. For example, if you are on a holiday in some island and your expensive laptop gets stolen. Or you park your bicycle somewhere and it disappears. Rental insurance covers the replacement cost of such losses.
Fire
Renters insurance can also help if there’s a fire or other damage to your apartment and you need somewhere to stay while your building gets repaired. The policy provides additional living expenses, which can pay for a hotel stay, temporary rentals, meals and other expenses you may have.
Personal Injury
Renters Insurance covers the medical bills if someone is accidentally hurt while visiting your property.
Water Damage
Insurance covers the replacement cost of the furniture and other items that are damaged due to a water leak in the property. It also provides living expenses for the temporary stay, while your property is repaired.
Apart from these they also insures any damages to assets caused by natural calamities like lightning, windstorm, hail, smoke, etc.
Erie Renter’s insurance is affordable starting at $10 and It’s usually cheaper when you get home, auto and renters insurance altogether. Find an Erie Insurance agent to help you get covered and to get the best deal.
Protect what you love
This post is sponsored by BabbleBoxx.com on behalf of Erie Insurance; All opinions are my very own!
Thank you for stopping by and reading my post, it means the world to me!
Love,
Surekha
